With our $0 Liability Guarantee, fraudulent charges made with your debit or credit card are credited to your account as soon as the next day.
Fraudulent charges can happen to anyone. At Bank of America we understand this. That’s why we offer a $0 Liability Guarantee on all of our consumer debit and credit cards.* So you’re not responsible for any fraudulent charges. Guaranteed.
In the event that fraudulent charges do occur, Bank of America will credit any fraudulent charges made with your debit or credit card back to your account as soon as the next day.
We monitor your accounts for fraudulent activity and alert you promptly if abnormal patterns are detected.
If you're a Bank of America customer and feel your debit or credit card has been used fraudulently, we want to help ease your frustration. Please report fraud or other suspicious activity immediately:
Consumer Checking & Savings Accounts: 1.877.833.5617
Consumer Credit Card: 1.800.383.0618
Ready to Get Started?
Apply today for a credit card or sign up for a checking account with debit card and enjoy our $0 Liability Guarantee.
For information about rates, fees, other costs and benefits associated with the use of this credit card, or to apply, click on the link above and refer to the disclosures accompanying the online credit application. Credit cards are issued and administered by FIA Card Services, N.A.
*The $0 Liability Guarantee covers fraudulent purchases and payments made by others using your Bank of America consumer credit and debit cards. To be covered, report purchases made by others promptly, and don’t share personal or account information with anyone. Access to funds next business day in most cases, pending resolution of claim. Consult customer and account agreements for full details.
Some accounts and services, and the fees that apply to them, vary from state to state. Please review the information for your state in the Personal Schedule of Fees (at www.bankofamerica.com/feesataglance or at your local Banking Center) and in the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement.