Deposit checks right away using the camera on your mobile device and the Mobile Banking App.
Depositing checks has never been easier. No need to step into a
Banking Center or use an ATM, you can make deposits quickly
and securely—right from the Mobile Banking App.1
View the demo video to see how it works:
- Open Mobile Banking App and select "Deposits".
- Take a picture of the front and back of the endorsed check.
- Select the account to receive the deposit and enter the amount
of the check
- Submit and receive confirmation that your deposit was
That's it. You'll get a confirmation and instructions on what to do with the check once you're done. You can immediately see your processing transactions in the account detail section of the App and in your Online Banking, but funds will be credited the next business day if deposited prior to cut-off time on a business day. Images are never stored on your devices, only securely at the bank.
Download the App from the Mobile Access tool to the right.
You must first enroll in Online Banking or Mobile Banking and download the Mobile App . Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. Click the “More” button in the App, select “Help” and then “Mobile Check Deposit” for details, including information on funds availability, deposit limits and proper disposal of checks, and to see the full terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the Mobile Website. Not currently available on Amazon® Kindle Fire™, Blackberry® or Palm® devices.
1To access Mobile Banking, you must first enroll through the Mobile Banking App or at bankofamerica.com. Once enrolled, the same Online ID and passcode can be used to access both Online and Mobile Banking. Transfers and Bill Pay must be set up in Online Banking using a desktop or laptop browser. View the Online Banking Service Agreement for more information about both Mobile and Online Banking.
Amazon and Kindle Fire are trademarks of Amazon.com, Inc. or its affiliates, registered in the U.S. and other countries. Android™ is a trademark of Google Inc. BlackBerry® and related trademarks, names and logos are the property of Research In Motion Limited and are registered and/or used in the U.S. and countries around the world. Used under license from Research In Motion Limited. Palm® is a Registered Trademark of Palm Inc. Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.
You will need a Merrill Edge investment account that is enrolled in Merrill Edge and a BlackBerry that can access the Internet (for BlackBerry Bold, Curve, Tour or Torch with OS 4.2.1 or later). Once you download the app, you will use the same User ID and Password you use for Merrill Edge to log in. You will need to verify your Personal Image & Phrase, just as you would on the website. Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
|Are Not FDIC Insured||Are Not Bank Guaranteed||May Lose Value|
MLPF&S is a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC) and a wholly owned subsidiary of Bank of America Corporation.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Some accounts and services, and the fees that apply to them, vary from state to state. Please review the information for your state in the Personal Schedule of Fees (at www.bankofamerica.com/feesataglance or at your local Banking Center) and in the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement.
Banking products are provided by Bank of America, N.A. and affiliated banks. Member FDIC and wholly owned subsidiaries of Bank of America Corporation.